You've heard the saying, "don’t put all your eggs in one basket." Well, that sums up asset allocation. It is the process of diversifying your money among different types of investments such as stocks, bonds, real estate and cash. Asset allocation is one of the most basic principles of investing. While it cannot guarantee positive performance, it does help you balance risk and reward, diversify your holdings, and plan for the long term.

The first step in allocating your assets is discovering your investment style. Complete this quick questionnaire to find out if you’re aggressive, conservative or somewhere in between. You’ll see what asset class combinations and investment options Morningstar Associates, LLC, recommends.

Morningstar Asset Allocator

This tool must be used in combination with a product brochure and a product prospectus, which are both available on this website.

Why Morningstar?
Morningstar Associates, LLC, is an unaffiliated independent investment advisor and a wholly owned subsidiary of Morningstar, Inc. Morningstar, Inc. is among the leaders in providing objective, fundamental analysis of stocks and mutual funds. Its comprehensive databases, innovative product designs and technology applications have made Morningstar one of the most acknowledged names in investing. When you see the Morningstar name, you can count on reliable, unbiased data and candid analysis.

You can review a sample of asset allocation model performance on the Overture Medley Asset Allocation Model Performance Summary.